Fraud has quietly become the defining crime of modern life. Every day, thousands wake up to discover their savings gone, their trust shattered, and almost no hope of recovery. Yet the government’s delay leaves millions exposed to industrial-scale scams thriving on the platforms we use every day.

UK Finance’s “Half-Year Fraud Report” 2025 makes the scale painfully clear. Criminals stole £629.3mn in the first half of 2025, a 3 per cent increase on the same period in 2024.

https://www.ftadviser.com/content/aa4b3d8f-8ecf-4016-8e0a-cacbcfd0318f